When is the best time to send money to India? GBP/INR data

Is there a best day of the week to send money to India?

Not one you can rely on. Over the last 12 months, the average closing rate on the best weekday, Friday, was 0.08% higher than on the worst, Tuesday, less than the 0.29% the rate moved on a typical day. A pattern in past rates is no guarantee that it will repeat.

There are no weekend figures because the mid-market rate doesn't change while currency markets are closed.

Which months had the best pound to rupee rate?

Over the last 12 months, the highest monthly average was in August 2026, at ₹129.22, and the lowest was in November 2025, at ₹116.83. Treat this as a record of what happened, not a forecast.

How much does the pound to rupee rate move?

Over the last 12 months, £1 ranged from ₹115.42 on 19 November 2025 to ₹130.59 on 21 August 2026, a gap of 13.1%. On £1,000, that is the difference between receiving ₹1,15,415 and ₹1,30,591.

From one day to the next, the rate moved by 0.29% on average. The biggest one-day move was −1.38%, on 12 October 2026. The latest daily close, ₹127.48, is 1.76% above the average of ₹125.27 for the period.

Should you wait for a better rate?

Only if you can afford to wait and accept that the rate could get worse instead. Nobody can reliably predict exchange rates, so a practical approach is to send money when it is needed and keep the costs you control low.

For perspective, a typical day's move of 0.29% is smaller than the average cost of sending money from the UK to India, which was 1.91% in the third quarter of 2025 according to the World Bank. The fee and exchange-rate margin you pay can matter more than the day you send.

Our money transfer cost calculator shows what a provider's margin costs at today's rate, and our guide to the cheapest way to send money explains how to compare offers.

Does the pound to rupee rate change at the weekend?

No. The currency market closes at 5pm New York time on Friday, usually 10pm in the UK, and reopens at the same time on Sunday, so the mid-market rate stays at Friday's closing level. Some providers add a wider margin at weekends to protect themselves against a jump when markets reopen, so check the rate you are offered.

How is this analysis calculated?

We use daily closing mid-market rates for GBP/INR, calculated through the US dollar from our market data supplier's rates for each currency. Weekday and monthly figures are simple averages of the daily closes, and the typical daily move is the average size of the change from one close to the next. This analysis covers 356 daily closing rates from 3 November 2025 to 2 November 2026. The page is refreshed every hour and the daily figures update once a day.

Past rates are no guide to future rates. Read our exchange rate methodology for more on where the rates come from.