Send money from the UK to Delhi
Delhi received 4.3% of India's money from abroad in 2023-24. Here is today's pound to rupee rate, what you need to pay into a bank account in Delhi or the wider capital region, and the times of year when families send the most.
Written by Sonic Wallet editorial team · Last reviewed: 1 November 2026
Key facts
- On 2 Nov 2026, 06:10 GMT, £1 was worth ₹127.19 at the mid-market rate.
- Delhi received 4.3% of the money India received from abroad in 2023-24, the seventh-largest share of any state or union territory, according to the Reserve Bank of India.
- Sonic Wallet sends pounds from the UK to bank accounts in Delhi.
- The main language is Hindi.
- Popular times to send extra money: Diwali, Holi, Raksha Bandhan and Eid.
Rate last updated:
How many rupees will arrive?
Mid-market rate: £1 = ₹127.1934. Converted at the mid-market rate, before any fee or margin. You will see the exact fee and exchange rate before you confirm a transfer.
Send money to IndiaSending money to a bank account in Delhi
Punjab National Bank and Punjab & Sind Bank have their head offices in New Delhi, and every major Indian bank has branches across the city.
Whichever bank the recipient uses, you need their name as the bank has it, their account number and the IFSC of their branch. Our guide to Indian bank details explains where to find each one.
Oriental Bank of Commerce and United Bank of India merged into Punjab National Bank on 1 April 2020. Their former branches now use Punjab National Bank IFSC codes, so check the recipient's current details.
Busy times for sending money to Delhi
- Diwali: October or November
- Holi: usually March
- Raksha Bandhan: usually August
- Eid: dates move each year
If the money needs to arrive by a particular day, send it a few days early, so there is time to sort out any problem with the bank details. Our analysis of the best time to send money to India looks at how the pound to rupee rate moves.
Delhi's share of India's remittances
Delhi received 4.3% of the money India received from abroad in 2023-24, the seventh-largest share of any state or union territory, according to the Reserve Bank of India.
| State | 2016-17 | 2020-21 | 2023-24 |
|---|---|---|---|
| Delhi | 5.9% | 9.3% | 4.3% |
The Reserve Bank of India's figure covers the National Capital Territory of Delhi. Gurugram and Noida are part of the wider capital region but sit in Haryana and Uttar Pradesh, which received 2.9% and 3.0% respectively.
The UK is one of India's biggest sources of money from abroad: 10.8% of the remittances India received in 2023-24 came from the UK, up from 6.8% in 2020-21, according to the Reserve Bank of India.
The Reserve Bank of India's figures cover money sent for family maintenance and savings, and local withdrawals from non-resident deposit accounts.
Family links with Delhi
Families in the UK with roots in Delhi often have relatives across the wider capital region, in Gurugram, Faridabad, Noida and Ghaziabad. Sending money works the same way to all of them.
Hindi is the most widely spoken language in Delhi. English is also an official language, and Punjabi and Urdu have official status too.
Read about sending money to India in Hindi: हिन्दी
Frequently asked questions
How much of India's remittances go to Delhi?+
Delhi received 4.3% of all the money India received from abroad in 2023-24, according to the Reserve Bank of India's remittances survey, down from 9.3% in 2020-21. Haryana, which includes Gurugram, received 2.9%, and Uttar Pradesh, which includes Noida, received 3.0%.
My family's account was with Oriental Bank of Commerce or United Bank of India. What has changed?+
Both banks merged into Punjab National Bank on 1 April 2020, and their branches now have Punjab National Bank IFSC codes. Ask the recipient for the current IFSC before you send.
Can I send money to Gurugram or Noida in the same way?+
Yes. Gurugram is in Haryana and Noida is in Uttar Pradesh, but every bank account in India is paid the same way: you need the recipient's name, account number and IFSC.
When do people send the most money to Delhi?+
Many families send extra money before Diwali in October or November, Holi and Raksha Bandhan, and for weddings, many of which take place between November and February.
Sending money to other states
Useful tools and guides
Sources
- Changing Dynamics of India's Remittances: Sixth Round of India's Remittances Survey (2023-24), Reserve Bank of India Bulletin, March 2025
- NEFT frequently asked questions, Reserve Bank of India
- List of NEFT-enabled bank branches and their IFSCs, Reserve Bank of India