Send money from the UK to Gujarat
Many British Gujaratis send money to family in Gujarat. Here is today's pound to rupee rate, what you need to pay into a bank account in Ahmedabad, Vadodara, Surat or anywhere in the state, and the festivals when families send the most.
Written by Sonic Wallet editorial team · Last reviewed: 1 November 2026
Key facts
- On 2 Nov 2026, 06:10 GMT, £1 was worth ₹127.19 at the mid-market rate.
- Gujarat received 3.9% of the money India received from abroad in 2023-24, the ninth-largest share of any state or union territory, according to the Reserve Bank of India.
- Sonic Wallet sends pounds from the UK to bank accounts in Gujarat.
- The main language is Gujarati.
- Popular times to send extra money: Uttarayan, Navratri and Diwali.
Rate last updated:
How many rupees will arrive?
Mid-market rate: £1 = ₹127.1934. Converted at the mid-market rate, before any fee or margin. You will see the exact fee and exchange rate before you confirm a transfer.
Send money to IndiaSending money to a bank account in Gujarat
Bank of Baroda was founded in Vadodara in 1908 and still has its registered office there. State Bank of India and the big private banks have large networks across the state, and co-operative banks are widely used.
Whichever bank the recipient uses, you need their name as the bank has it, their account number and the IFSC of their branch. Our guide to Indian bank details explains where to find each one.
Dena Bank, which had a large network in Gujarat, merged into Bank of Baroda on 1 April 2019. Former Dena Bank branches now use Bank of Baroda IFSC codes, so check the recipient's current details.
Busy times for sending money to Gujarat
- Uttarayan: mid-January
- Navratri: September or October
- Diwali: October or November, followed the next day by the Gujarati New Year
If the money needs to arrive by a particular day, send it a few days early, so there is time to sort out any problem with the bank details. Our analysis of the best time to send money to India looks at how the pound to rupee rate moves.
Gujarat's share of India's remittances
Gujarat received 3.9% of the money India received from abroad in 2023-24, the ninth-largest share of any state or union territory, according to the Reserve Bank of India.
| State | 2016-17 | 2020-21 | 2023-24 |
|---|---|---|---|
| Gujarat | 2.1% | 3.2% | 3.9% |
Gujarat's share has risen in each survey since 2016-17, from 2.1% to 3.9% in 2023-24.
The UK is one of India's biggest sources of money from abroad: 10.8% of the remittances India received in 2023-24 came from the UK, up from 6.8% in 2020-21, according to the Reserve Bank of India.
The Reserve Bank of India's figures cover money sent for family maintenance and savings, and local withdrawals from non-resident deposit accounts.
Gujaratis in the UK
Many British Gujaratis have family in Gujarat, including families who came to the UK from East Africa in the 1960s and 1970s. Leicester and the London boroughs of Harrow and Brent have large Gujarati communities.
Gujarati is the official language of Gujarat.
Read about sending money to India in Gujarati: ગુજરાતી
Frequently asked questions
How much of India's remittances go to Gujarat?+
Gujarat received 3.9% of all the money India received from abroad in 2023-24, according to the Reserve Bank of India's remittances survey, up from 3.2% in 2020-21 and 2.1% in 2016-17.
My family banked with Dena Bank. Which IFSC should I use?+
Dena Bank merged into Bank of Baroda on 1 April 2019, and its branches now have Bank of Baroda IFSC codes. Ask the recipient for the current IFSC from their passbook, cheque book or banking app.
Can I send money to a co-operative bank in Gujarat?+
Usually, yes. Many co-operative banks have their own IFSC codes and take part in NEFT and IMPS. Ask the recipient to confirm the IFSC with their bank, because some smaller co-operative banks receive payments through a larger partner bank.
When do people send the most money to Gujarat?+
Many families send extra money before Uttarayan in mid-January, Navratri in September or October, and Diwali and the Gujarati New Year in October or November.
Sending money to other states
Useful tools and guides
Sources
- Changing Dynamics of India's Remittances: Sixth Round of India's Remittances Survey (2023-24), Reserve Bank of India Bulletin, March 2025
- NEFT frequently asked questions, Reserve Bank of India
- List of NEFT-enabled bank branches and their IFSCs, Reserve Bank of India