The Easiet Way To
Send Money Internationally
Transfer money in 40+ currencies, at market-beating FX rates. Get started today with no signup fees and zero monthly account fees.
Spend less on foreign transaction fees and more on business growth
Simple, low fees
Fees of just 0.4% - 1.0% of the transaction amount above our interbank FX rates.
Send money fast & in full
Full payment amount on delivery is guaranteed when using our local payment method. Sending money can be a hassle, especially when you're dealing with slow transfer times and high fees. But with our platform, sending money fast and in full has never been easier.
Best FX rates, Always
When it comes to exchanging currencies, getting the best FX rates can make a huge difference. That's why it's important to choose a service that offers the best rates, always. With the right platform, you can save money and get more for your hard-earned cash.
Time-saving tools built for business
Save time on admin with batch transfers
If you're tired of spending hours on admin tasks, batch transfers can be a lifesaver. With this feature, you can send multiple payments at once, saving you time and hassle. Whether you need to pay your employees, suppliers, or partners, batch transfers allow you to streamline the process and get everything done in a fraction of the time.
The right financial controls for larger companies
For larger companies, financial controls are essential to ensuring the business runs smoothly and profitably. The right financial controls can help prevent fraud, ensure compliance, and optimize financial performance.
Managing FX costs for international business payments
For businesses that pay suppliers, staff or partners abroad, foreign exchange costs add up quickly. A clear view of the exchange rate, the fee and the delivery time on each payment helps protect your margins.
Know the interbank rate
The interbank or mid-market rate is the benchmark. Providers charge a margin above it, sometimes shown as a fee and sometimes hidden in the rate. A transparent provider states the margin, so a payment of €10,000 at 0.5% above interbank costs €50 in FX, not an unknown amount.
Reduce cost with better payment habits
A few habits lower FX spend without extra work:
- Batch payments to the same country instead of sending many small ones.
- Pay suppliers in their local currency to avoid their bank's conversion markup.
- Hold balances in currencies you pay often, and convert when rates are favourable.
- Track every payment's effective rate against the mid-market rate.
Controls for larger teams
As payment volume grows, approvals matter. Separate the people who create payments from those who approve them, set limits per user, and keep an audit trail. These controls prevent fraud and keep you compliant with your auditors.
Guaranteed delivery in full
Payments routed through intermediary banks can arrive short because each bank deducts a fee. Choosing a route where the recipient receives the full amount avoids awkward follow-ups with suppliers and makes reconciliation simple.
Frequently asked questions
What does market-beating FX rates mean?+
It means the exchange rate is closer to the interbank mid-market rate than what a typical bank offers, so more of your money reaches the recipient.
How many currencies can I send?+
Sonic Wallet supports business transfers in more than 40 currencies.
What are batch transfers?+
Batch transfers let you upload or create many payments at once, for example a monthly payroll for overseas contractors, and approve them in a single step.
How can I check today's exchange rate?+
Use our free currency converter to see live mid-market rates for major currencies, updated hourly, before you make a payment.
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With SonicWallet, you can buy U.S. stocks, save securely with U.S. Treasuries, trade cryptocurrencies like Bitcoin, and send money worldwide.